President Obama promised huge reductions in premiums and greater access to care. Unfortunately, forcing insurers to create plans with easy payments, unaffordable deductibles terrible networks has had dire consequences.
Fox News reports that the White House pushed for low premiums regardless of the fact that they come with high deductibles, reduced benefits and very few doctors in-network because “most people buy only based on premiums.” That pushes Obamacare recipients into community health organizations and often making choices with expensive or dangerous consequences.
When those on the high-deductible “affordable” plans are told that additional treatment, tests or drugs may be needed to identify or prevent their condition from worsening, they often balk at the preventative measures because those costs would not be paid until they hit the huge deductible that their small premium dictates. Now, the politics of Obamacare have created a medical train-wreck out of someone who previously would have just needed preventative medical attention.
To avoid becoming a medical nightmare, many of these Obamacare enrollees are using community health centers, which offer low cost or free care, to deal with their health issues. So, what did these enrollees get for taking the President’s advice and getting enrolled? They get to go outside the standard healthcare system while still paying into it.