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Trumpcare=Obamacare Light!!!



obamacare_celebration  The House passed the new version of repealing and replacing Obamcare on Thursday May 4thincludes individual tax credits and grants for states replacing federal insurance subsidies. While it was met with praise by many I still have my concerns about it and I’m not too sure about this. They should have made it available to the public first before voting on it. It sounds too much like Obamacare light to me. Especially the part about charging people a penalty who do not maintain continuous coverage and having older adults charged five times the amount of younger adults. I thought the idea was to have lesser premium amounts. Trump said premiums will come down and so will deductibles, but I don’t see that happening here. Maybe that will come in phase two.

Highlights of the GOP bill

  • Increase  the amount of premium subsidies for younger adults, and reduce the amount for older adults, while allowing subsidies to be used to buy individual plans outside Obamacare exchanges.
  • Allow older adults to be charged premiums that are five times higher the premiums charged younger adults, instead of the 3:1 ratio established by Obamacare.
  • Impose a premium penalty for people who do not maintain continuous health coverage.
  • Convert Medicaid funding for states to a block-grant system.
  • Give states power to request waivers for insurers that allow them to charge people with pre-existing health conditions higher premiums if they let coverage lapse.
  • Establishes funding for states that can be used for “high-risk” individuals, or other purposes.
  • House Passes Republican-Backed Health Care Bill « CBS Philly

On a bright side the bill eliminates all the Obamacare taxes such as a tax on medical devices I have listed here:

The American Health Care Act (HR 1628) passed by the House today reduces taxes on the American people by over $1 trillion. The bill abolishes the following taxes imposed by Obama and the Democrat party in 2010 as part of Obamacare:

-Abolishes the Obamacare Individual Mandate Tax which hits 8 million Americans each year.

-Abolishes the Obamacare Employer Mandate Tax. Together with repeal of the Individual Mandate Tax repeal this is a $270 billion tax cut.

-Abolishes Obamacare’s Medicine Cabinet Tax which hits 20 million Americans with Health Savings Accounts and 30 million Americans with Flexible Spending Accounts. This is a $6 billion tax cut.

-Abolishes Obamacare’s Flexible Spending Account tax on 30 million Americans. This is a $20 billion tax cut.

-Abolishes Obamacare’s Chronic Care Tax on 10 million Americans with high out of pocket medical expenses. This is a $126 billion tax cut.

-Abolishes Obamacare’s HSA withdrawal tax. This is a $100 million tax cut.

-Abolishes Obamacare’s 10% excise tax on small businesses with indoor tanning services. This is a $600 million tax cut.

-Abolishes the Obamacare health insurance tax. This is a $145 billion tax cut.

-Abolishes the Obamacare 3.8% surtax on investment income. This is a $172 billion tax cut.

-Abolishes the Obamacare medical device tax. This is a $20 billion tax cut.

-Abolishes the Obamacare tax on prescription medicine. This is a $28 billion tax cut.

-Abolishes the Obamacare tax on retiree prescription drug coverage. This is a $2 billion tax cut.

As a presidential candidate in 2008, Barack Obama had promised repeatedly that he would not raise any tax on any American earning less than $250,000 per year. He broke the promise when he signed Obamacare. With the passage of the House GOP bill, tens of millions of middle income Americans will get tax relief from Obamacare’s long list of tax hikes.

As with Obamacare the Senate and Congress are exempt from the bill and have their own healthcare bill which is grossly unfair. I did some research and here is why:

 Republicans are attempting to pass the AHCA through a process called “reconciliation.” This process, created by the Congressional Budget Act of 1974, allows the Senate to pass certain bills relating to the federal budget with just a simple majority. There is no need to get 60 votes (and, in this case, some Democratic support) as there is for other legislation.

There are a variety of complex rules governing what matters may and may not be considered through reconciliation.

One of those is that reconciliation must be conducted pursuant to reconciliation instructions passed by both chambers of Congress. That happened earlier this year: Congress sent reconciliation instructions to two Senate committees (Finance; and Health, Education, Labor and Pensions) that were designed to allow those committees to write bills making changes to healthcare policy.

The problem, as the Committee for a Responsible Federal Budget explains, is that Congress’ own healthcare is governed by the Senate Homeland Security and Government Affairs Committee, and that committee was not sent any reconciliation instructions.

Therefore, if a reconciliation bill makes changes to the way Congress gets its healthcare, it might become subject to a 60-vote threshold, because it addresses a matter that is supposed to be the purview of a committee that doesn’t get to participate in reconciliation this year.

Why would the AHCA need to touch Congress’ healthcare in the first place? Because Obamacare included, at Republican urging, a provision requiring members of Congress and their staffs to buy insurance through the Obamacare exchanges.

That Republicans are in this position at all reflects how rushed and ad-hoc their healthcare policy making process has been. They set about passing reconciliation instructions right after taking office because they hoped to repeal Obamacare very quickly. Since they didn’t know what their eventual repeal strategy would be, they didn’t know which committees would ultimately need reconciliation instructions, and now it’s too late for them to change which ones have them. Here’s why Congress exempted itself from the Obamacare replacement bill – AOL

Maybe if healthcare wasn’t so expensive and we didn’t live in a sue-happy society where doctors pay fortunes in liability insurance then premiums wouldn’t be so high. They never should have touched healthcare in the first place and just have something for the people that don’t have healthcare. The reason Obama did it was to gain control over the population with all these strict rules that affect everyone with government control and regulations over us  and now It’s rolled over to the republican side and we have the American Health Care Act. There’s a good chance it won’t pass in the senate. We’ll just have to see how things play out. In the meantime something has to be done or else Obamacare runs out in about one or two years. At least this is a start.

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Jim Clayton

I am a retired former newspaper reporter and retail sales person. I'm a politically conservative easy going person from New Jersey. I am married to a wonderful wife and like talking and writing about movies,, concerts I attend and current events all which I write about here. I would enjoy hearing from anyone on my articles and they can write to me here.

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  1. Republicans and Democrats have been bought and payed for by the K STREET lobbyists. Neither of the two personae that purport to have alternative political views wants or is prepared to undo OBAMACARE. Hence nothing will get done but sound and fury signifying nothing(to borrow a phrase).
    Obamacare will continue to rot away(as it was designed to do…..to be replaced by government run health care which Clinton was supposed to implement).
    Now with the free candy of government health care subsidies becoming meaningless because Obamacare is imploding…the K Street lobbyist for the healthcare/pharmaceutical industries have no where to go to channel their influence.
    Maybe after the next presidential election something…..good…bad…who knows will arise from the OBAMACARE ashes.

  2. John, there is some truth in your thoughts and no doubt the boys on “K” street are involved with some. But let’s take a second an consider that…. #1 ‘Repeal’ was a rather foolish promise to make when indicating that in one svelte swoop it would be gone (remember it took 2+ years of force feeding and it takes more than over night to wipe up the spill)….#2 is an analogy….if you are hanging by a thread off a cliff, do you want it cut while someone finds a rope?….no one like to give back ‘free’.

    Now I don’t expect any miracle and knowing my opinion is just one of millions, I don’t expect it will be tailor made. I have emailed numerous times my Senators and Representative what I deem necessary and now cross my finger and light prayer candles that they do at least some of of them.

    This will bounce back and forth for reconciliation many times before hitting Trumps desk. Don’t get impatient until fall (at least) and stay in contact with your elected employees

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