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The Latest News about Savings

Nearly a Third of Americans Have Absolutely Nothing Saved

A new report from personal finance website GOBankingRates revealed that 32 percent of Americans – nearly a third of respondents – have no money in their savings accounts. GOBankingRates conducts this survey each year to better understand Americans’ personal financial standing. Since 2015, the results have shown that the majority of Americans have less than $1,000 in savings — and that trend ...

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Millennials Spending More on Halloween, Saving Less for the Future

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Millennials are spending more on near-term fun like Halloween candy, decor, and costumes while putting less into retirement savings and hard assets than other demographics according to a recent survey. The new Harris Poll showed that Millennials expect to spend 2.5 times more than Gen Xers and 8 times more than Boomers on Halloween related items. However, just 38 percent of Millennials say they are ...

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Only 54% of Americans Have More Emergency Savings than Credit Card Debt

NEW YORK, Feb. 21, 2012  — Only 54% of Americans have more emergency savings than credit card debt, according to a new poll released today by Bankrate.com (NYSE: RATE). One in four Americans (25%) has more credit card debt than emergency savings and 16% have neither credit card debt nor emergency savings. Bankrate’s monthly Financial Security Index held at 97.3, unchanged from January and ...

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New Mobile Technology Transforms How America’s Workers Save for Retirement

Innovative Financial Advisors pilot cutting-edge process resulting in dramatic improvements in retirement savings SANTA ROSA, Calif., Aug. 31, 2011 — According to The Employee Benefit Research Institute, in their 2011 Retirement Confidence Study, fully 70 percent of American workers say they are not where they need to be with their retirement savings. Less than half of workers (42 percent) report ...

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