Following the holiday spending ‘hangover,’ 2019 presents a clean slate for consumers to get their finances in order, says CFP Board Ambassador Lynn Ballou, CFP
With more consumers failing to keep, and maintain, a budget and with spending easier than ever with mobile payments, it is important for consumers to keep track of their income and what’s being spent. The good news is that anyone can take control of their finances this year and achieve financial freedom, says CFP Board Ambassador Lynn Ballou, CFP®.
“There are plenty of bad spending habits to acknowledge before achieving financial freedom,” says Ballou. “Instead of ignoring your bad habits and putting off addressing them until tomorrow or next year, take control of your finances by meeting with a CERTIFIED FINANCIAL PLANNER™ professional who can help you tackle your finances today to start saving for tomorrow.”
The earlier consumers can maintain a firm understanding of their cash flow, the better off they will be planning for the future, paying for unexpected expenses and saving for retirement. Whether you’re new to organizing your finances or a veteran financial planner, Ballou shares her top 10 tips to achieve financial freedom this year:
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