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Don’t Make These Mistakes When Buying A Used Car

Not Budgeting your finances

Before buying a car, one needs to understand how to plan and budget his/her finances. Planning may go a long way to save one from overspending. It is a good idea to determine how much you can afford or willing to spend on the car.

The key to understand is when buying a used car, you may be running low on budget finance and need a temporary solution for your transport problem. Please stick to your budget and try not to go overboard. About 10% below or over is better but still, keep in mind that there may be extra costs to be put in before the car is in perfect driving condition.

Having No Payment Solution

It is essential to determine the best payment solutions plan and not only relying on your monthly income. What kind of down payment can you afford, monthly payment, how many months can you afford to make those payments, what is your credit score like? All this can help breakdown your expenses and still have a chance to get a loan if a person has bad credit.

When looking for used cars in Dayton Ohio, you can get a clear picture of what you can afford the payment and credit solutions available by following the above principles.

Not Knowing The Best Time To Buy

To get the best price and save big on your finance, you should find out the age and the depreciation of a car by checking the market rates to avoid getting ripped off. This will help you know what your next vehicle will be and at what price. We all know that cars depreciate as soon as they are in use.

The best time to buy a used car is between the second and eighth-year where you get a vehicle at the best price with the least amount of maintenance during your ownership called the Sweet sport. Knowing this will get you the best car at the best price with the best experience.

Having No Idea What You Are Looking For

It helps narrow down ahead of time by knowing what exactly you are looking for, does it much your lifestyle or needs, and what your priorities are. Ask yourself a few questions like:

  • What kind of performance do you require? Are 4 cylinders enough, or you need 6 or 8 cylinders for better performance.
  • Do you want an SUV, all-wheel drive,4 wheel drive or 2 wheel drive? Is it ideal for the Ohio winter months?
  • How many miles do you want on your used vehicle? The number of passengers? , is it ideal for a big family?
  • Commuter and gas requirements?

Knowing these search criteria ahead of time will help your shopping experience less complicated and easy when browsing for used cars in Dayton. It is not a bad thing not knowing what you do. It would help if you get unbiased expert advice, but do not let anyone push you to buy anything you do not want.

Failing To Check The Vehicle Insurance Quote

It may seem more or less important, but checking the vehicle’s insurance cost with an insurance company will help you know how much more cash you will have to port in the car after purchasing. It is easy to sport the Vehicle Identification Number(VIN), then call the insurance company ahead before buying to know the insurance cost.

Skipping Mechanical inspection And Recondition Fees

Before making any decisions, you should let your mechanic check the interior and exterior of the used car as many things can go wrong when buying a used car. The mechanic can check for any flaws and repairs needed and advise on the vehicle’s additional cost. Helping you know and negotiate on the price removal if you see fit.

A car dealer will try and sell you recondition fees after making a purchase thinking it was included. And this will likely lead to more expenses and finances that were not budgeted for. It is vital to get all the details before purchasing to help you decide to skip or negotiate for a better price.

Failing To Get More Information

Additional information may seem inappropriate but may go a long way to saying you a lot of money. After setting on a particular vehicle that meets your needs and requirements, you need to ask your dealership or a private party for a factory warranty to see how much time is left and mileage.

It may go a long way to help you cut the cost of car service if the warranty still remains, also asking or checking how much tread is left on the tires as vehicle tires are somehow not cheap. Ask for everything in writing, like the tires’ condition, brake pads, factory warranty, belts condition, if there is any corrosion or rusts. The information will help you get prepared for what you are buying.

Not Test Driving 

Before taking a test drive, check the exterior panels for the difference in paint color. It may be a sign of a recent accident or repair job. When taking a test drive, you should have an idea of what you are looking for. The main things to look out for are; the engine, transmission, brakes, and suspension.

Failing To Negotiate 

After extensive research and knowing what you really what, it is important to keep in mind what exactly you budget is so that you can negotiate with the dealer or private party.For a good negotiator, you can challenge by telling him/her you have done your research and checked the resale value of the car around, then make an offer. But do not fail to emotion when you see something you like and are willing to take the deal.

You must go throw the paperwork after the negotiation to make sure everything is in place. Verify everything and seal the agreement to own the vehicle before driving fully. Going through the paperwork will help you see the documentation fees and prevent price exaggeration.


Ronald Montoya.Nov 2018.A Hack for Beating Car Depreciation. Saving Money by Buying in the Used-Car ‘Sweet Spot’. Retrieved from

Nicholas Jewett.2020.The Ultimate Used Car Buying Guide – You Can Save Hundreds, Even Thousands on Your Next Vehicle Purchase with This Guide.

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One Comment

  1. You did a great job of explaining why test driving a used car before buying it is so important. I want to make absolutely sure that whatever car I get for my son is safe enough for him to use for anything he might need whether it’s just a short trip or a long drive to school. I’ll make it a point to test drive any used car I find in an auto dealer as many times as I need to ensure my son’s safety.

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