Obamacare Chickens Come Home to Roost
“For over four years conservatives like me have tried, unsuccessfully, to convince good liberals, you know those who actually love America but are misled by the liberal media, Progressives and socialist about what is in the nation’s best interest, that supporting Obama and most Democrats in Congress was ultimately not in the nation’s best interest.”
This article by David Catron is so well written and solidly founded it speaks for itself. His subject brings to bear the unspoken prospect of medical providers holding patients to similar consequences. That happens. I know. With the onset of Obamacare’s personal bank account access and new IRS agencies set up to enforce it, the prospect becomes even more perilous for American citizens.
Providers don’t typically take rescinded insurance payments laying down, even years later. Those can be passed on to unknowing patients years later. Having experienced that is why I (now) always add beneath my signature on medical financial responsibility forms, “I will not be responsible for provider or insurance errors and/or omissions.” So far it’s not been challenged. After all, that is the purpose of signing for financial liability, clarifying what you do or do not agree to pay.
As dreadful as they are to contend with, coverage glitches are better addressed before incurring unknown astronomical medical costs than being surprised by them years later. This was a not-so-long-ago surprise with my Medicare insurance provider, which I’m still contesting with great fervor and to no avail of my credit rating.
On a different note and determined not to leave my family in insurmountable debt when earlier cancer diagnosis threatened the very real prospect of dying, discussing those glitches brought resolve before it became a problem; and before I paid tremendously more than initially told I had to, to live. Sometimes we have to walk the straight and narrow. Praise God for the strength, it saved thousands of dollars I could’ve otherwise knowingly paid and I’m here to tell of it. That was when private insurance was its own man, how that’s changed since Obamacare is anyone’s guess. Where’s Nancy Pelosi when you really need her?
What’s right is right. What’s wrong is wrong. Despite socialist creeping, right and wrong haven’t changed. Regardless how intimidating big monopoly is, ‘big monopoly’ is all the more reason I will not financially burden our stipend income with consequences of someone else’s insidious negligence – someone whose job it is to know insurance; to whom I pay premiums for that very reason; and who is the most reluctant to relay that information when I ask.
As medically necessary as my recently contested care was I knew I couldn’t afford it; and I would not have agreed to the care without assurances of coverage. A friend used to say, “They can’t eat you.” So far they haven’t, though admittedly at times it feels like I can smell a seasoned pot coming to boil.
Something to consider in the context of Mr. Catron’s article. If you encountered a personal calamity of similar nature, please share it in comments.
By David Catron (Excerpted*)
… conservatives like me have come to the realization that “good” liberals will only change and wake up to the threats posed by Obama once they have experienced the “sting” of his socialist policies. It appears that is exactly what is beginning to happen.
Next time, be more careful what you wish for.
This unshakable belief in his own infallibility regarding government-administered health care was partly due to his hopelessly naïve view of Medicare, which he called “the most successful government program ever.” Never mind that this “success” had produced a $38 trillion unfunded liability, it was somehow “more efficient than private insurance.” Imagine my surprise, then, when I looked at the byline for this scathing piece bemoaning the depredations of that very program. The outraged author of “Medicare made the rules and now punishes doctors for following them” is none other than the redoubtable Shadowfax.
… a lot of money disappears from the bank account of the hospital. And it gets worse. The recent “fiscal cliff” deal changed the rule so that Medicare can now demand refunds for “overpayments” made as far back as 5 years ago.
… The most ironic feature of this program is that it proves our Beltway masters intend to do what Shadowfax and other advocates of government-run health care claimed they would never do — tell doctors how to practice medicine:
“Medicare is … reviewing charts and claiming that the physicians are fraudulently upcoding because we are documenting complete Reviews of Systems when they were not … medically necessary.”
In other words, the ultimate arbiter of medical necessity is no longer your doctor. This program means that the medical need for an examination, test, or procedure is retroactively determined by the government.
(*) Read full story here.
Arm Yourselves by Jordan Page